Quoting: Flip Martian
AF probably get cheaper the longer you've had big powerful Yanks maybe.
Nope.
When I was 20 and had just passed my test I had a 273ci V8 Dodge . . . they were by far the cheapest, then.
That said I left AF as I heard they were sh!t when it came to (possible) claiming . . . . . .
They've got a lot better reputation now, hence I went back to them.
As I said, same underwriters (equity red star) - they just put on more features AND less comission.
Winner.